Our homeschooling journey began in September 2008. We welcome you to join us as we venture over a new path in our life! We're all learning together, exploring, experiencing, and having a blast along the way! Track our educational expedition from the very beginning and watch as we transform this experience into a new way of life for our family!

Saturday, November 8, 2008

Show me the money!

I have a love/hate relationship with money. I love it. It hates me.

I have debt from years ago that hasn't been paid off yet. And, unfortunately, I'm adding on to that debt total at an astonishing rate of speed. When money out is greater than (but not equal to!) money in, it's a setup for disaster. I'm constantly budgeting, reworking the budget, looking for ways to save money on regular expenses, down-sizing, etc. Unfortunately, we've put ourselves in a bad financial position over the years and it will take a great deal of time, effort and dedication to get things all fixed up and looking pretty again.

I'm a huge fan of Dave Ramsey. It's funny, the people I admire most are the ones that say what we all already know, in a dummied-down way that makes it a real 'duh' moment. He has several books that are recommended reading whether you have money woes or not. And only when using his 'envelope system' has our family not had to live paycheck-to-paycheck. Dave also has his own television & radio show, so be sure to check for broadcasts in your area!

I'm absolutely determined to raise my children with a sound financial outlook. I want them to learn how to manage their money in a responsible way - saving for a rainy day and making sound investments for their future. I was delighted to find that Dave offers curriculum resources for children and young adults! And thanks to the Homeschool Buyer's Co-Op, this material can be purchased at a steeply discounted rate (up to 67% off) through December 2!

The Foundations in Personal Finance Homeschool Pack contains material appropriate for your high-school aged children, while younger children (ages 3 and up) would benefit from his Super Red Racer series & materials and Financial Peace Jr. set.

Teaching your child how to spend, save and give their money is very important. No parent wants to see their child struggle in life, and giving them the skills they need to succeed early in life will make such tasks more 'natural' to them later on. And because the best way to teach is by example, consider purchasing his "Starter Special - Family Edition", which contains the Financial Peace Jr. Kit, The Total Money Makeover book, the Deluxe Envelope System, the Cash Flow Planning Video and the Dumping Debt video. The kit and individual resources are available here at the Homeschool Buyers Co-Op until December 2nd, or anytime after that at his website (along with other pre-assembled kits and single products)!

Your child's financial skills can be grouped right in with his/her regular math or reading assignments, and the skills they learn from this (or any!) finance education will serve them for many years to come.

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